Respect of Right to Privacy
The Bank of Houston respects your right to privacy and takes every precaution to provide you with the same level of privacy within our virtual branch that you receive through more traditional bank delivery channels.
Collection and Use of Personal Information
The collection of personal information online is designed to protect access to your personal accounts and to assist the bank in providing you with the products and services you want and need. All personal information collected and stored by The Bank of Houston is used for specific business purposes-to protect and administer your personal accounts and transactions, to comply with state and federal banking regulations, and to help the bank better understand your financial needs in order to design or improve our products and services.
Employing stringent security measures in the collection of your personal information, all The Bank of Houston online account applications are submitted to the bank administrator through an encrypted email. Once received by us, only approved personnel may open and process the application.
Maintenance of Accurate Information
It is in the best interest of both you and The Bank of Houston to maintain accurate records concerning your personal information. For this reason, The Bank of Houston allows you to update your personal information online, at anytime, through the submission of encrypted email requests sent to bank administrator. This procedure allows The Bank of Houston to update your personal information within a timely manner.
Limited Employee Access to Personal Information
The Bank of Houston limits employee access to your personal information to only those bank administrators with a business reason for knowing such information. The Bank of Houston also educates all employees about the importance of confidentiality and customer privacy.
Third-Party Disclosure Restrictions
The Bank of Houston follows strict privacy procedures in regard to protecting your personal information. In addition, the bank requires all third parties with a business need to access this information to adhere to similar and equally stringent privacy policies. Personal information may be supplied to a third party in order to process a customer transaction; if the customer requests it; the disclosure is required or allowed by law (i.e. exchange of information with reputable reporting agencies, subpoena, or the investigation of fraudulent activity, etc.); or for marketing purposes of which the customer has been previously informed and has been given the opportunity to decline.
Disclosure of Privacy Policies