Personal Accounts
Checking
A checking account with The Bank of Houston gives you convenient, secure access to your money wherever you are. Enjoy the ease of online banking with bill pay, a free Mastercard® debit card for everyday purchases, and fast electronic statements to keep you on top of your finances. Plus, Mobile Deposit makes it simple to deposit checks right from your phone. It’s a smart, flexible way to manage your day-to-day banking with confidence.
Our offerings:
| Community Classic Checking |
|---|
| Non-Interest Bearing Account |
| Minimum Opening Balance - $100 |
Monthly Service Charge - $6.00. Avoid Monthly Service Charge by: Maintaining An Average Daily Balance of $500.00 or Maintaining a Monthly Direct Deposit or Receive your statement electronically |
| Super NOW Checking |
|---|
| Interest Bearing Account |
| Minimum Opening Balance - $2,500.00 |
Monthly Service Charge Depending on Average Daily Balance: $499.99 or Less - $5.00 $500.00 - $999.99 - $4.00 $1,000.00 - $1,499.99 - $3.00 $1,500 or Greater - $0.00 |
Savings, Money Market, and NOW Accounts
A Bank of Houston savings account is a secure, interest-earning deposit account to help you set aside money for future goals. It is a foundational tool for personal finance, suitable for emergency funds and short-term savings
Our offerings:
| Savings |
|---|
| Interest Bearing Account |
| Minimum Opening Balance - $250.00 |
Monthly Service Charge Depending on Average Daily Balance: Less than $250.00 - $5.00 $250.00 or Greater - $0.00 |
| Money Market |
|---|
| Interest Bearing Account |
| Minimum Opening Balance - $2,500.00 |
Monthly Service Charge Depending On Average Daily Balance: $499.99 or Less - $5.00 $500.00 - $999.99 - $4.00 $1,000.00 - $1,499.99 - $3.00 $1,500 or Greater - $0.00 |
| Concierge Money Market |
|---|
| Interest Bearing Account |
| Minimum Opening Balance - $10,000.00 |
Limit of 6 debit transactions per statement cycle Each additional debit transaction charge - $10.00 Monthly Service Charge: Average daily balance $9,999.99 or less - $12.00 Average daily balance $10,000.00 or greater - $0.00 |
Certificates of Deposit
A Bank of Houston CD is a type of Savings account that holds a fixed amount of money for a fixed period, and a fixed interest rate. The Bank of Houston offers a variety of terms on FDIC-Insured Certificates of Deposits. Early withdrawal penalties may apply.
| Certificates of Deposit (CDs) |
|---|
| Fixed Competitive Interest Rate |
| Fixed Term with several term options available |
Early Termination Penalties may apply |
| $1,000.00 Minimum Opening Balance |
| Terms starting from 3 months |
Individual Retirement Accounts (IRAs)
A Bank of Houston IRA is a personal savings plan with tax advantages that helps you save for retirement. The primary benefit is that your investment can grow with tax benefits over time, making the IRA a valuable tool for long term wealth building. IRA funds at The Bank of Houston are invested in our CD’s.
Mobile Banking
For Android Users:
If you wish to make a change to your login or accounts, please contact us. Username and password information may be deleted upon request. Information such as your usage history, account information, and banking activity will be retained in compliance with regulatory guidelines.
We will only accept, see, and delete data requests made through The Bank of Houston website or by calling us at (417)-967-3351. We will accept correction requests by email at onlinebankingsupport@thebankofhouston.com or by calling us at (417)-967-3351.
